Heiman Consulting

CPA for Lean Accounting and Paperless Offices! Better information at less cost makes our clients more competetive.

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Financial Planning

  • Get an independent opinion from a person who doesn't earn a commission or fee
  • ElderTrust Services - for working adult 'kids' who can't do everything for aging family
  • Advice on other investments such as rental property, refinancing, annuities
 
Social Security Covers Nursing Homes for Just a Short Time
 
  • Only the 1st 20 days at the nursing home is covered completely
  • The 21st through the 100th day you pay $125 per day of the total cost
  • You must be making progress in order for Medicare to pay during this 100 days.
  • Once you’ve  reached the maximum mobility or speech therapy, Medicare no longer pays.
  • After 100 days, Medicare no longer pays.
  • If you are medically insolvent, you may qualify for Medicaid. But they can force you to sell your home to pay for your care unless your spouse is still living there. 
  • They can put a lien against your home for the cost of your care in the nursing home.
  • Transferring assets has to be done many years in advance of a debilitating illness.

 

Long-Term Care & Financial Planning - #1 on the To Do List

 

Related Links:

Social Security Administration


Other Interesting links:

 

Vacation Homes - complex tax issues

Tax Podcasts from CPADirectory.com

 


Tax Services Offered
 
  • Who should claim the dependent
  • How to pay a housekeeper
  • Forms 1040, 1120, 1120s, 1065, 990
  • Negotiate a settlement
  • Electronic Filing